Drachma is a clean, powerful budgeting app that mirrors how finance-savvy people already manage money in spreadsheets — without the complexity. Track every expense, plan budgets with the 50/30/20 rule, and always know where your money goes.
Built for people who are serious about their money but tired of maintaining complex Excel files.
Set up the 50/30/20 rule with per-category targets. Track needs, wants, and savings across any budget period — monthly, quarterly, or annual.
Log transactions in seconds. Split bills automatically, mark recurring payments, and track scheduled expenses so nothing catches you off guard.
A visual grid of your spending by day and category. Spot patterns, outliers, and heavy-spend days at a glance — with a colorblind-friendly palette.
30 currencies with proper locale formatting. Auto-detected from your device on first launch — switch anytime in Settings.
Track all your account balances, money owed to you, and pending refunds in one place. Reconcile your real net worth against your expected balance.
Biometric lock (Face ID / fingerprint). Privacy mode hides all amounts with a tap. Data synced securely to the cloud — only you can see your data.
Free to download. No subscription required to get started.